Each year, millions of Americans pay insurance companies for coverage, trusting that if the unexpected happens, the terms of the policy will be honored and their claims will be paid. One type of policy is Accidental Death and Dismemberment insurance. What Is...
Holding Insurance Companies Accountable For The Coverage They Promised And The Benefits You Deserve
Helping People Like You With Their Disability, Life And Long-Term Care Benefit Claims
Firm News
Disability Insurance Law Group wins lawsuit and secures disability benefits for claimant suffering from cervical and lumbar pain after MetLife terminated benefits
Our client, Mrs. Y was covered under her employer-provided Short-Term and Long-Term Disability Insurance Policy, issued by Metropolitan Life Insurance Company (“MetLife”). Ultimately, Ms. Y became disabled from her occupation and any occupations due to cervical and...
Disability Insurance Law Group Presents a Live Video Presentation of the Disability Insurance Claims Process for the Lupus Foundation of America
Alicia Paulino-Grisham, one of the founding partners of Disability Insurance Law Group, is providing a live video presentation called Disability: Navigating the Maze, for the Lupus Foundation of America on April 14, 2020 at 6:00 pm to 7:30 pm. Ms. Paulino-Grisham...
Disability Insurance Law Group Wins Benefits Under a Cigna Disability Policy for Claimant Suffering From Fibromyalgia
Ms. R. was an executive of a large corporation for over 12 years. She was on track to take over the eastern division of her company. Ms. R. began noticing that during the day, she felt fatigued; however, it was not a normal feeling of being tired. It felt more like a...
Disability Insurance Law Group Appeal Results in Cigna/LINA Overturning Denial of Benefits for Lupus and Fibromyalgia Claim
Our client (Ms. X), a director of credit and collections in New York, hired to assist with her Long-Term disability claim with Cigna. She was diagnosed with Fibromyalgia, Lupus, Encephalopathy, Migraine headaches, Chronic Fatigue, Sleep...
Disability Approval by MetLife and Guardian Berkshire for Doctor with Neck and Back Pain
was hired by Dr. Brown to assist him with his claim for disability benefits under both the group policy procured for him by his professional medical association and the private disability policies he took out on his own. While Dr. Brown...
Partner Alicia Paulino-Grisham was Selected by American Conference Institute to Speak at the Annual American Conference Institute: Litigating Disability Insurance Claims Conference
On February 22, 2018, the American Conference Institute ("ACI"), one of the leading organizations on educating the insurance industry, conducted its annual National Advanced Forum on Litigating Disability Insurance Claims. Alicia Paulino-Grisham was again invited to...
The Eleventh Circuit Overturns a Grant of Summary Judgment to United of Omaha in an ERISA Long-Term Disability Claim, Determining That Muscle Spasms and Back Pain Are Not Pre-Existing Conditions.
In a recent case, Horneland v. United Of Omaha Insurance Company, No. 16-16935, __F.App'x__, 2017 WL 5508496 (11th Cir. Nov. 17, 2017), the Eleventh Circuit Court of Appeals reversed a federal district court's grant of summary judgment to United of Omaha ("UOO") in an...
Eating Disorder Seminar by Disability Insurance Law Group
In October 2017, Attorney, Alicia Paulino-Grisham, presented a continuing education seminar to clinicians at the Alliance for Eating Disorders Awareness regarding the health insurance claims and litigation process.The course discussed the role of mental health...
Disability Insurance Law Group Successfully Halts Liberty Mutual’s Attempt to Terminate Disability Benefits with an IME
Ms. "Jones" contacted after being advised by her representative at Liberty Mutual that her claim was being reviewed under the "any occupation" definition of her Long Term Disability Policy. At the time Ms. Jones became disabled she was a...